Saturday, December 31, 2011

Katy Perry and Russell Brand: It's Over!!


The Internet may be a "wicked little liar," to use Russell Brand's words, a great deal of the time. But apparently not in this sad case. He's divorcing Katy Perry.

Just 24 hours after Russell was spotted sans wedding ring in London, with Katy 7,000 miles away with friends in Hawaii, the actor filed the papers this afternoon.

Brand personally confirmed the news, saying in a statement: "Sadly, Katy and I are ending our marriage I'll always adore her and I know we'll remain friends."

Katy Perry, Russell Brand Picture

Brand cited "irreconcilable differences" as the reason for the split in the official divorce documents, filed in Los Angeles Friday. The couple married October 23, 2010.

The documents list "community property assets," which may indicate a lack of prenup, or one that does not account for all their earnings and other assets.

The news is surprising and yet not, given recent reports that the couple had been having problems and spending time apart, possibly following a massive fight.

He does not list a date the couple separated, but TMZ reports that Russell Brand may have blindsided Katy Perry by filing the divorce petition. Stay tuned.

[Photo: WENN.com]

Source: http://www.thehollywoodgossip.com/2011/12/katy-perry-and-russell-brand-its-over/

one life to live ufc 141 fight card gli ifl joseph gordon levitt kevin durant katy perry russell brand

Israeli police arrest 6 suspects in settler riot (AP)

JERUSALEM ? Israeli police say they have arrested six Jewish extremists wanted for their role in a riot at a military base earlier this month.

Police spokesman Micky Rosenfeld says police made the arrests overnight in several West Bank settlements and in Jerusalem. He said on Thursday those arrested are five adults and a minor.

Several dozen settlers and supporters entered the West Bank base on Dec. 13, attacked soldiers and vandalized military property. The riot appeared to be linked to rumors that the military was about to evacuate an unauthorized settlement outpost.

The attack was condemned by Israel's Prime Minister Benjamin Netanyahu, who said he had ordered police to take action against extremists among Israeli settlers in the West Bank.

Source: http://us.rd.yahoo.com/dailynews/rss/world/*http%3A//news.yahoo.com/s/ap/20111229/ap_on_re_mi_ea/ml_israel_palestinians

pepper spraying cop somaya reece padma lakshmi juelz santana juelz santana greg halman greg halman

Thursday, December 29, 2011

Buy Tickets 12/27/2011 -- London, ENG -- Apollo Victoria Theatre -- 7:30 pm

Use of this site is subject to express
terms of use,
which prohibit commercial use of this site. By continuing past this page, you agree to abide by these terms.

Coast To Coast Tickets LLC provides an online ticket marketplace offering premium event tickets for sale on the secondary market. Prices reflected on this site are determined by the buyers and sellers and may be substantially higher than the face value printed on the ticket. CoastToCoastTickets.com contains event and concert tour dates, as well as team information and game schedules for every sport. We are not affiliated with any box office, venue, sponsor, team, performer, Ticketmaster.com, or other organization. Any trademarked terms that appear on this page are used for descriptive purposes only.

Source: http://www.coasttocoasttickets.com/buy/wicked_tickets.htm?pid=1592795

new years eve party ideas iowa caucus mars needs moms gary johnson

Women's lung cancer risk not tied to childbirths (Reuters)

NEW YORK (Reuters Health) ? A woman's lung cancer risk doesn't appear to be linked to the number of children she has, although some scientists had thought hormonal changes during pregnancy might protect against the disease.

That's according to a new report that sums up 16 previous studies on the topic, which researchers have explored to get a better understanding of lung cancer and possible treatments.

If lung cancer in women were tied to hormones the same way some breast cancers are, for instance, similar drugs might be effective against both diseases, said Jessica K. Paulus, who worked on the analysis.

So far, however, studies haven't agreed on whether or not pregnancies -- and by extension hormones -- play a role in lung cancer.

That was also clear from the new work, said Paulus, of Tufts University in Medford, Massachusetts.

"If you look at the component studies, they are all over the map," she told Reuters Health, adding that she and her colleagues had hoped to be able to explain that variation.

"We came up relatively empty-handed," Paulus said. "It makes it difficult to interpret our findings."

Lung cancer is the leading cause of cancer deaths in the U.S., according to the American Cancer Society.

The disease is rare in younger adults, but becomes more common as people grow old. Overall, the risk of getting lung cancer is about one in 13 for men and one in 16 for women. But these overall numbers include smokers, whose risk is many times higher than that of non-smokers.

"Both active smoking and exposure to second-hand smoking are some of the strongest risk factors for lung cancer," said Paulus. "Quitting smoking and quitting soon is associated with reducing your risk of lung cancer."

Despite the new findings, Paulus added that a link between childbirths and lung cancer still can't be ruled out. She said she hopes a more in-depth analysis of the existing evidence -- including detailed data on each woman -- might help close the issue.

SOURCE: http://bit.ly/tHi3b5 Lung Cancer, online December 12, 2011.

Source: http://us.rd.yahoo.com/dailynews/rss/health/*http%3A//news.yahoo.com/s/nm/20111226/hl_nm/us_women_lung_cancer

when is daylight savings 2011 what time is it lsu vs alabama cain gingrich debate andy rooney dies andy rooney dies bank transfer day

Wednesday, December 28, 2011

PFT: Vikes hope Peterson back for Week1

Raheem MorrisAP

Raheem Morris? ?Youngry? defense is officially the worst in the league. No group has given up more points.

Tampa has lost nine straight games. They have lost the last four games by an average of 23 points-per-game.

Morris is clearly feeling the heat, and it?s starting to show up in his press conferences. He was asked Monday why he should be retained.

?I will never fire myself,? Morris said via Rick Stroud of the St. Petersburg Times. ?We go out, man, and you don?t go from being a Coach of the Year candidate to being the worst coach in the league to get fired within a year. It?s about us. It?s a little bit of everything.?

My wife happens to be sitting next to me. She doesn?t know a lot of about football, but she read that statement from Morris:

?I?d fire him just for that quote. It?s immature,? she said.

Whether Morris stays or not, he?s going to have to look in the mirror of how he handled his team?s struggles publicly and privately. There has been a lot of excuse-making instead of taking responsibility. His team collapsed when things went wrong, rather than responding to adversity. The Bucs need to examine the underlying reasons for that collapse.

Morris wants to stay the course.

?I believe in my guys. I believe in the system. I believe in the program. I believe in what we do and everybody in this building, so it?s a buying-in factor. Either you buy any or you don?t. And we want to building this thing young and we want to develop a team that goes out and wins ? and wins consistently.?

Bucs ownership has three options. They can fire Morris, bring Morris back as a ?lame duck? coach, or extend Morris? contract.

The young coach has started to publicly make the case for staying by pointing out how young this team is.

?We made a collective agreement to go young when we took over this program,? Morris said. ?That?s something we wanted to do. In order to upgrade in certain positions, sometimes you got to get worse before you get better.?

Source: http://profootballtalk.nbcsports.com/2011/12/26/vikings-say-goal-for-adrian-peterson-is-week-one-return/related/

ed lee ed lee garmin nuvi 1450 amzn tommy john surgery colorado weather alcohol poisoning

Saturday, December 24, 2011

Yule Log TV

Even if you're not a yule log devotee, at this point you're probably at least familiar with the phenomenon. You know, that crackling log that burns in the fireplace ? on your TV. Ever wonder where this quirky idea originated? Watch the video to find out how the yule log came to television and how it's found renewed life online.

Source: http://feeds.slate.com/click.phdo?i=cfee820caece1e4bbd796285777ffa15

mark sanchez pasco county rooney mara solstice x factor results x factor results the hobbit movie trailer

Friday, December 23, 2011

Facebook agrees to changes for those in Europe

Facebook has agreed to make several changes to its services to improve transparency and better protect the personal data of its millions of users outside of the U.S., following an in-depth audit of its international headquarters that was released Wednesday.

The social media company, based in Palo Alto, California, agreed to changes including asking European users if they wanted to partake in its Facial Recognition, reworking its policies of retaining and deleting private data, and reducing the amount of information collected about people who are not logged into Facebook, the company said in response to the report of the Irish Data Protection Commissioner.

Facebook's international headquarters are based in Dublin, Ireland, a member of the European Union. This means the company is required to comply with European data privacy laws, which are more stringent than those that apply in the United States, particularly regarding how long data can be retained.

"Facebook has committed to either implement, or to consider, other 'best practice' improvements recommended by the data protection commissioner," the company said following the announcement of the report. "Meeting these commitments will require intense work over the next six months."

The company has agreed to present its results in a follow-up to the report in July.

Facebook has been scrutinized for its privacy practices in the U.S., too. In November, the company agreed to submit to government audits of its privacy practices every other year for the next two decades as part of a settlement with the Federal Trade Commission. The FTC's complaint had alleged that the company exposed details about users' lives without getting their consent, as legally required.

It is standard for Ireland's data protection commissioner to audit any high-tech companies in the country to ensure that their practices are in keeping with the European law, and make recommendations to help them to meet those standards, should they fall short.

"It is not the object of the audit, to decide whether there is a breach of law," Billy Hawkes, the data protection commissioner, told reporters. "It is to help an organization achieve full compliance with law, put their compliance into best practice.

Facebook has repeatedly come under fire in Europe for a raft of complaints ranging from accusations that it sells personal data to advertisers ? a charge that the Irish authority said its findings did not uphold ? its Friend Finder application and "archiving" of data that users have deleted.

This is especially the case in German-speaking nations, where laws protecting individual privacy and the use of personal information are even more far-reaching than those covering the European Union, where Facebook has run up against several complaints from local data protection authorities.

A group of Austrian students calling themselves Europe vs. Facebook also took up the crusade, filing a series of 22 complaints directly with the Irish authorities in what they said was an attempt to force Facebook to follow the rule of the law.

"We are thrilled," said Max Schrems, 24, who speaks for the group. "It is far more than what has previously been achieved in Europe. There are a lot of things that they have to change, far more than what they have had to change before."

Barbara Ortutay in New York contributed to this report.

Copyright 2011 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Source: http://www.msnbc.msn.com/id/45757700/ns/technology_and_science-security/

wild horses lyrics sweet potato recipes green bean casserole recipe karina smirnoff pumpkin cheesecake deviled eggs pie crust

Thursday, December 22, 2011

Prawns bring new life to flooded Bangladesh fields (Reuters)

PUTIA VILLAGE, Bangladesh (AlertNet) ? For six months of the year, Bangladeshi rice farmer Raj Mia and his wife suffered as the annual monsoon rains flooded their fields, leaving them unable to feed their five children.

"For months, we had to find some other way to make money, like manual labor or breeding cheap fish like tilapia," said Raj, 48, standing by his submerged farm in the mud-and-thatch village of Putia, 60 km east of Bangladeshi capital, Dhaka.

"It was a struggle as we didn't earn much."

Raj, like millions, lives on the flood plains of Bangladesh, a region increasingly battered by climate change-produced cyclones and rains which inundate swathes of farmland, perpetuating poverty for millions.

But now, Raj has new hope from an unlikely source: prawns.

Last year, he and other farmers in the Comilla district began breeding the crustaceans, along with the usual fish, in their flooded fields, boosting their incomes almost six-fold and learning business skills to help them sell in markets.

"We earned 80,000 taka ($1,038) this year," says Fatuma Begum, Raj's wife. "It's changed our lives ... we have been able to send our children to school."

An initiative introduced by the Center for Community Development Assistance (CCDA), a microfinance charity, has spread across the district. Some 250 families now live off freshwater prawn culture half the year, and cultivate rice when the water levels recede on the same land for the other half.

"By providing people with small loans and necessary training, our project introduces high value fish like prawns to local farmers and helps them use their land more effectively," said CCDA Executive Director M.A. Samad, adding that the pilot scheme is now being replicated by authorities in other flood-prone areas.

"This will develop business entrepreneurs, improve livelihoods and help lift many of these flood-hit communities out of poverty."

FLOOD DEVASTATION

Bangladesh is one of the most flood-prone countries in the world. It is the drainage basin for rivers that start in the snowy Himalayan mountains of India, Tibet, Nepal and Bhutan, including the massive Ganges and Brahmaputra, and criss-crossed by some 250 other rivers.

A few, such as the Meghna, swell to up to 8 km (5 miles) wide during the monsoon season, from June to September.

As a result, most of Bangladesh is a flood plain -- good arable land often at high risk of being submerged.

With 70 percent of the nation's 160 million people dependent on the land, and climate change threatening more extreme weather, it faces an upward struggle to improve food security.

Experts say microfinance, such as the prawn farming scheme funded by the United Nations' International Fund for Agricultural Development (IFAD), may be a key source of help.

"Smallholder farmers are the backbone of the rural economy -- but they are bearing the brunt of climate change... The current speed and intensity of climate change are outpacing their capacity to adapt," said Thomas Rath, IFAD's Bangladesh program manager.

Rath said access to financial services in rural areas allows the poor to manage household cash flows, start new agricultural activities and set up small businesses, resulting in higher earnings and reducing the impact of climate change.

Projects like the one in Comilla bring microfinance to life.

Fishermen cast vast nets from rickety wooden boats in the middle of the lake-like flooded fields surrounding dusty village roads, pulling in a plentiful catch of prawns and other fish. The prawns fetch around 1,500 taka ($19) per kg and are sold domestically.

Villagers point to the visible improvement in their lives which they attribute to the prawn farming, such as the construction of toilets and more children in school.

But the loans, around 50,000 taka ($650) to start such businesses, are not cheap. They carry an interest rate of 26 percent -- up to three times higher than a personal loan from banks, and prompting criticism from social activists.

Lenders like the CCDA argue that high interest rates are justified, citing the costs of making and collecting door-to-door payments in remote rural areas on millions of tiny loans. It is still the best option for rural poor, they add.

Borrowers acknowledge the high rates, but also know their lives are better.

"Now I work too and sell the prawns in the market," said Fatuma, gazing out onto her flooded fields. "We've managed to build a better house as a result of the money we've earned."

Source: http://us.rd.yahoo.com/dailynews/rss/parenting/*http%3A//news.yahoo.com/s/nm/20111220/lf_nm_life/us_bangladesh_floods_prawns

jessie james clayton kershaw osu basketball dale sveum ny jets ny jets jets broncos

Wednesday, December 7, 2011

Today on New Scientist: 6 December 2011

Scientists stumble upon long-lost bumblebee

A bumblebee not seen since 1956 has been rediscovered after being spotted on a roadside in New Mexico

Durban climate deal is limping, but not dead yet

As ministers arrive in Durban for the final days of talks, a successor to the Kyoto protocol could still be agreed - but what will it look like?

Smart image editor adds fake objects to photos

See how software can realistically alter an image by simulating lighting conditions

Abused children's brains work like soldiers' do

Brain scans show that children from violent homes detect threats in the same way that soldiers do

Aquanauts prepare for asteroid landing

Watch aquanauts learn to move underwater on a simulated asteroid surface

Inhuman Microphone app lets protesters spread the word

A new iPhone app replicates Occupy Wall Street's human microphone - letting protesters pass messages

Durban 2011: Urgent warning on tropical deforestation

Tropical deforestation contributes roughly twice as much to global warming as recent estimates suggest, but talks to halt it have stalled

A nation of willing guinea pigs?

Opening up the records of the UK's health service could benefit the health of people round the world

Surface Tension: Facing the future of water

Print words with water droplets, map the world in sponges and trace a city's future waterline in chalk at the Surface Tension exhibition in Dublin

Science leads the fight for free speech

Science thrives on freedom of expression and must be at the forefront of defending it, says Index on Censorship editor Jo Glanville

No, global warming hasn't stopped

Like a game of scientific whack-a-mole, some nonsensical statements just keep bouncing back - like the claim that "global warming stopped in 1998"

Smallest habitable world around sun-like star found

The planet Kepler-22b, which may be rocky, is just 2.4 times as wide as Earth and sits right in the middle of the "Goldilocks" zone around its star

Chimp brains may be hard-wired to evolve language

Synaesthesia-like abilities in chimps provide clues to how our early ancestors evolved their first words

Subscribe to New Scientist Magazine

Source: http://feeds.newscientist.com/c/749/f/10897/s/1ab5dea1/l/0L0Snewscientist0N0Cblogs0Cshortsharpscience0C20A110C120Ctoday0Eon0Enew0Escientist0E60Edecem0E10Bhtml0DDCMP0FOTC0Erss0Gnsref0Fonline0Enews/story01.htm

reno news syracuse shonn greene oklahoma state plane crash syracuse university best buy black friday 2011 ads broncos jets

Tuesday, December 6, 2011

US volunteers in North Korea to build homes (AP)

PYONGYANG, North Korea ? A group of Americans is in North Korea to kick off a project to build 50 homes for families working at a tree farm outside Pyongyang.

Six volunteers affiliated with the Fuller Center for Housing arrived Tuesday. Their trip comes at a time of improving relations between the U.S. and North Korea.

The 50-unit project will house the families of workers at a tree nursery in Osan-ri.

Participants with the nonprofit Fuller Center say they'll be working side by side with North Koreans to build the homes.

They're aiming to finish three homes this week, and other volunteers are expected to arrive in coming months to help complete the project.

In Americus, Georgia, Fuller Center President David Snell called the project a "true mission of peace."

The United States and North Korea fought on opposite sides of the Korean War and do not have diplomatic relations. Diplomats from the two countries recently held talks about resuming six-nation nuclear disarmament talks.

Source: http://us.rd.yahoo.com/dailynews/rss/nkorea/*http%3A//news.yahoo.com/s/ap/20111206/ap_on_re_as/as_nkorea_us_volunteers

austin rivers austin rivers ows kindle fire review community matt schaub fire island

Video: World Bank Out of Climate Finance at COP17 | Climate ...

Note: From our good friends and colleagues at?GEAR?Global Economic Accountability Research.-The GJEP Team

On Dec 1, 2011 an international coalition called World Bank Out of Climate Finance held a rally and speak out at the OccupyCOP17 spaced during the UNFCCC COP17 negotiations. Currently the World Bank is named trustee of the Green Climate Fund and appears to be jockeying for long term control of the fund.

Activist point to WB?s historical of funding massive extraction projects and its support of dirty energy industry as key reasons WB should be kept away from climate finance.

Like this:

Be the first to like this post.

Source: http://climate-connections.org/2011/12/04/video-world-bank-out-of-climate-finance-at-cop17/

rick ross black hawk down black hawk down dennis the menace dylan ratigan dylan ratigan occupy

Monday, December 5, 2011

Samsung Galaxy Nexus for Verizon LTE hands-on (video)

New Yorkers got a sneak peek at the Verizon LTE flavor of the Galaxy Nexus at the Samsung Experience in Columbus Circle today, and we dropped by to spend a few minutes with the Ice Cream Sandwich handset in the Manhattan showroom. Samsung had just four pre-production Nexus models on hand, which were running Android 4.0.1 -- not the final 4.1 version we're expecting to see shortly, with a baseband update in tow. None of the samples included SIM cards, so we were only able to test them using the built-in WiFi module. A security alarm sounded when we attempted to remove the back cover to install a SIM, though the battery was also superglued in place, further inhibiting our access.

We did take the unit for a speed test spin using our Verizon LTE MiFi, and achieved download speeds ranging from 5000-7000kbps and upload speeds of 300-2000kbps when connected to LTE over WiFi. These results don't represent what you'll see with the built-in module, but considering there was no way to get these running on the Verizon network, connectivity was limited to the MiFi and in-house WiFi. Still, this is your best shot at getting your hands on a device ahead of Verizon's official launch, so if you happen to be anywhere near NYC, head on down to the Samsung Experience to get your Nexus fix. Or hop past the break for our hands-on video.

Continue reading Samsung Galaxy Nexus for Verizon LTE hands-on (video)

Samsung Galaxy Nexus for Verizon LTE hands-on (video) originally appeared on Engadget on Sat, 03 Dec 2011 19:45:00 EDT. Please see our terms for use of feeds.

Permalink   |   | Email this | Comments


Source: http://feeds.engadget.com/~r/weblogsinc/engadget/~3/FUXDVaOBq3c/

linda perry world aids day amber rose long island serial killer kristin cavallari horse slaughter horse slaughter

Sunday, December 4, 2011

[OOC] Night Reborn

Forum rules
This forum is for OOC discussion about existing roleplays.

Please post all "Players Wanted" threads in the Roleplayers Wanted forum!

This topic is an Out Of Character part of the roleplay, ?Night Reborn?. Anything posted here will also show up there.

Topic Tags:

Forum for completely Out of Character (OOC) discussion, based around whatever is happening In Character (IC). Discuss plans, storylines, and events; Recruit for your roleplaying game, or find a GM for your playergroup.
This is the auto-generated OOC topic for the roleplay "Night Reborn"

You may edit this first post as you see fit.

This is the warning, you fall to learn.
And to the girls, you're worth more than the cheap words.
You see your body as beauty, but your pulse is worth more.

-Oh, Sleeper

User avatar
BriBriBearx
Member for 1 years



What kind of characters do you want?

There's always
A little truth behind every
"Just kidding,"
A little knowledge behind every
"I don't know,"
A little emotion behind every
"I don't care,"
And a little pain behind every
"It's okay."

User avatar
rebal2
Member for 2 years



Return to Out of Character

Post a reply

RolePlayGateway is a site built by a couple roleplayers who wanted to give a little something back to the roleplay community. The site has no intention of earning any profit, and is paid for out of their own pockets.

If you appreciate what they do, feel free to donate your spare change to help feed them on the weekends. After selecting the amount you want to donate from the menu, you can continue by clicking on PayPal logo.

Who is online

Registered users: 8Bitgamertv, Adig01, Aelandran, ?SIR Society, Aika, Airanea, ajemokid, Akita, almalexia*, Alucroas*, Amigamaru, AmiOfTheRain, Aniihya, Arcanus*, Archlkan*, Artik, Averagebear, AzricanRepublic*, Azure Limit*, badboyej, Balthier1116*, bananaramma*, BangForABuck, BekaL101, Blackbird26*, Blackfridayrule, Calyx_Mason*, Centraiu, Chulance*, Cloasse*, Corvan, CriminalMinds*, CrowboyToTheRescue, Crystallized0Rose, Cypher*, Darkmatter, DarthV, demonpuppluto*, dig17*, Draruto, dreamtheaterem, Drygionas*, DumbDora, Eleera Cain*, elitepastafa, emotionless, Ezarael, Firewind, freemixer25, Gamer_Templar*, Genesis Rhapsodos, Google [Bot], Google Adsense [Bot], Google Feedfetcher, Gothicshangirl, hawk10002002*, Hedya, Hydrall*, jackrules158*, Jo_Tunn*, Jonah*, justaleaf, Ken Shiro, Kirai-chan, Kirinak*, KiyoshiAkiko, klikxx, Knight1012, KumoriRyuu, Kyumori*, Lattia*, LeiaHair, lexileigh, Lifecharacter*, Lightning Flash, LittlexVamp, Lovely VonSchultz, LSunday, Lux_Disraeli*, Majestic-12 [Bot], mannydoll, Michaelis_xXx_Elly*, Mike53210*, Misuteri_Akurei*, MSN [Bot], MSNbot Media, NateStei, Nemmy826, Nevan*, Nivosity, Nocte*, NotAFlyingToy*, Oborosen, Outlaw*, PaperStab*, Patcharoo*, Perilute*, Profit*, RARhythmBeat*, reap, Rem?us*, Rilla, Romaneck*, Ropeburn*, Roxxy, Rulke, Saken*, SarahGracie*, Script*, Seraph, Shyan Kalyssa, Smokescreen, smrtazz13*, Solo Wing Pixy*, Sora112112*, SoulGuardian, souloe*, sparkleshine*, speckles32shido, StarrTiger, Steppin' Razor*, StupidFoxx, super-6-1, sweetgal, Talisman, ThanatosXIII, The Illusionist*, the_judged, thedawg199370*, Thorait, TiberiumDreams, Tiko*, Trickster, TwiliXDragon*, Twitch, VampWiz08, ViceVersus, Vio-Lance, WadeJackel*, WindOnFire*, Winds Of Fate, wolfKaliegh*, Wudgeous, XavierDantius32*, Yahoo [Bot], Ylanne, zewei*

Source: http://feedproxy.google.com/~r/RolePlayGateway/~3/4GbgmltiwbA/viewtopic.php

turkey recipes sweet potato pie sweet potato pie stuffing recipe happy thanksgiving dwts cnn debate

Saturday, December 3, 2011

Life Insurance Ages 81 to 85

Life Insurance for 81 to 85 Years OldYes, you can still purchase life insurance between the ages of 81 to 85, and in some cases, even to age 90.? Before reading too much below, let?s look at some sample cost of insurance rates.

I always feel it?s best to discuss life insurance pricing when dealing with my clients over age 80, since sometimes the premiums are prohibitive.

The quotes below are for a male age 81, 82, 83, etc in good health, who can qualify for the best health classification, and purchasing a 10 year term policy.

Age ?????????????????????? $100,000????????????? $250,000
Male Age 81?????? $395?????????????????????? $903 per month
Male Age 82?????? $453?????????????????????? $1049 per month
Male Age 83?????? $531?????????????????????? $1245 per month
Male Age 84?????? $620?????????????????????? $1468 per month
Male Age 85?????? $718?????????????????????? $1719 per month

Note: Life insurance rates above are valid as of 12/2/2011 and subject to change.? Not available in all states, and based on Preferred Non Tobacco User.

How to Purchase Life Insurance at Ages 81 to 85

The key purchasing life insurance at age 82 or 84 years old, or any age for that matter, is your health.? If you?re healthy and have had no history of serious medical impairments, such diabetes, COPD, or heart disease, you will pay a lower premium than the policyholder who has had medical problems.

Having said that, be sure to speak to an experienced independent agent such as myself, Chris Huntley, about your health history.? A good agent will know which company will give the best health classification, and therefore lowest premium.

Try to stay away from insurance agents whose primary specialty is selling auto or home insurance, such as through Farmers Insurance or State Farm Insurance.? Their life insurance rates are rarely as low as the rates an independent agent can find for you using companies like Transamerica, Banner Life Insurance, or Prudential.

Many other large, A rated life insurance companies still offer life insurance beyond age 81 and age 82, such as MetLife, Protective Life Insurance, and Aviva Life Insurance.

Requirements to Purchase Life Insurance Over 80 Years Old

Whether you are 85 years old or less, you?ll need to take a paramed exam (medical exam), which is usually done at your home at the insurance company?s expense.? It will usually require blood withdrawal, urinalysis, and sometimes an EKG.? For large insurance amounts, other requirements may be ordered.

It?s important you realize the quotes above are for a 10 year term policy, which means the premiums will be level guaranteed for the first 10 years, but then will increase thereafter.? For guaranteed level premiums for life, the premiums will be higher by about 15% to 20%.

For example, a healthy man at age 83 can purchase a guaranteed $100,000 universal life policy to age 121 for $638 per month, a 20 percent increase over the 10 year term policy.? Of course the benefit is that after the first 10 years since the policy was issued, if the applicant is now 93 and still living, he?ll still have level premiums he can afford, whereas the 10 year term policy?s premiums may adjust to an astronomical number.

Purpose of Life Insurance in Your Eighties

In life insurance policies, the policy holder pays a premium (the cost of insurance), either on a regular basis, such as annually or monthly, or as a lump sum.? Of course the advantage to the owner is the peace of mind knowing that the insured individual?s death will not lead to financial difficulty for the deceased?s loved ones.

Estate Liquidity

Say you?re 85 years old and most of your assets are tied up in real estate holdings or business ownership.? Upon your death, your beneficiaries would be able to make better decisions about whether to hold or sell your assets if some liquid cash is available to them by way of life insurance.

No one who has spent a lifetime building wealth wishes for those assets to be sold off immediately upon their death due to a need for cash.? Suppose your estate is taxable and the trustee needs to raise cash to pay the estate tax bill, which by the way, is due 9 months from the date of death.? Life insurance can solve this problem.

Which Type of Life Insurance is Best at Age 81, 82, 83, 84, 85?

There are only two types of policies you can buy once you reach age 81 to age 85, which are 10 year term (sorry, 15 year is no longer available at this age), and whole life insurance.? With term life insurance you buy a limited, defined term such as 10 years.? Whole life, on the other hand, covers you for your whole life until you pass away, or in some cases, until you reach a specified age such as 100.

Since in your eighties, permanent or whole life insurance only costs a fraction more than 10 year term, I would recommend a permanent policy if you can afford it.? For example, if you have a male at age 82 purchase 10 year term, he might outlive the coverage if he can just live to age 93, which is certainly possible if this 82 year old is in good health.

Can I purchase Life Insurance for my Mother, Father, Parents?

Yes.? They must be aware of it, but you can be the owner of the policy, pay the premiums, and determine who will be the benefactor of the funds upon death, which could be yourself.

Call us at 877-966-9383 for a no obligation quote for your parent or yourself for term life insurance or whole life.

Source: http://termlifeinsurancemales.com/life-insurance-by-age/life-insurance-ages-81-to-85/

nba season we bought a zoo we bought a zoo iron bowl iron bowl bo jackson bo jackson

Is Herman Cain running a zombie candidacy?

Ginger White?s allegation of a 13-year affair appears to have buried whatever chance of victory Herman Cain had. But some polls say his candidacy was already dead.

Herman Cain says he?ll decide whether to quit the presidential race within the next few days. But let?s be frank: hasn?t the presidential race already quit him?

Skip to next paragraph

Ginger White?s allegation of a 13-year affair appears to have buried whatever chance of victory Mr. Cain had. Fairly or not, his candidacy has become what you might call zombie-like. He?s still moving forward, but there?s not much vitality left in his campaign.

His numbers now are brutal. At time of writing, Intrade, the presidential predictions market, listed Cain?s chance of winning the GOP nod as 0.6 percent. To put that in context, Ron Paul had a 5.3 percent chance ? a figure nine times larger than that of the ex-Godfather's Pizza CEO.

Look at the latest state polls: in Florida, a former Cain stronghold, he?s now down to around 19 percent, according to RealClearPolitics? rolling average. That?s a drop of five percentage points this week. He?s gone from 19 to 15 percent in Iowa in a matter of days. He?s at 7 percent in New Hampshire, representing another five point plunge. He?s lost six points in South Carolina, down to about 17 percent.

In terms of position, he?s third or fourth in all these states, and fading fast. Many polls were wrapped up in the middle of the week, and probably don?t yet reflect his full loss of support. Is that Michele Bachmann Cain sees approaching in his rear-view mirror?

Here?s what conservative Fox News pundit Bill O?Reilly had to say about Cain last night: ?It appears that Herman Cain will not secure the Republican nomination for President. In order to beat his competition Cain could not afford to make any missteps, but obviously he had them?... I think Cain is a good man and I hope the rest of his life is peaceful."

Ouch. Peaceful? Rest of his life? That?s like saying, ?Don?t let the door of the green room hit you on your way out.? Or worse, R.I.P.

Over the last day or so, Cain has sounded like someone gradually coming to grips with the depth of at least his electoral problems. He?s said he?s still reassessing and won?t make a full decision until he sees his wife Friday. Apparently he has not met her in person since Ginger White?s allegations became public.

It?s possible he?ll plow ahead ? he?s been nothing if not unpredictable. But by placing such importance on his family meeting, he?s laying the foundation for saying he?s pulling out because the whole thing is just too big a strain on his spouse.

?It?s not hard to imagine Cain coming out soon after that meeting to say he is stepping aside, not because the allegations against him are true, but because the media (always a convenient scapegoat) has made life miserable for his wife by propagating falsehoods,? wrote Washington Post political analyst Chris Cillizza today on his blog The Fix.

Such an approach might allow Cain to preserve his viability as a talk show host or news commentator, noted Mr. Cillizza. He?d also avoid having to answer continued press questions about the allegations of Ms. White and the women who accused him of sexual harassment in the past.

Source: http://rss.csmonitor.com/~r/feeds/csm/~3/N-TtiOWKW5U/Is-Herman-Cain-running-a-zombie-candidacy

lisfranc injury ronan ronan diane sawyer clay matthews kenny chesney matt kemp

Friday, December 2, 2011

Inspector highlights psych drug use among elderly

(AP) ? Government inspectors told lawmakers Wednesday that Medicare officials needs to do more to stop doctors from prescribing powerful psychiatric drugs to nursing home patients with dementia, an unapproved practice that has flourished despite repeated government warnings.

So-called antipsychotic drugs are designed to help control hallucinations, delusions and other abnormal behavior in people suffering from schizophrenia and bipolar disorder, but they're also given to hundreds of thousands of elderly nursing home patients in the U.S. to pacify aggressive behavior related to dementia. Drugs like AstraZeneca's Seroquel and Eli Lilly's Zyprexa are known for their sedative effect, often putting patients to sleep.

But the drugs can also increase the risk of death in seniors, prompting the Food and Drug Administration to issue multiple warnings against prescribing the drugs for dementia. Antipsychotics raise blood sugar and cholesterol, often resulting in weight gain.

An inspector for the U.S. Department of Health and Human Services told the Senate Committee on Aging that the federal government's Medicare program should begin penalizing nursing homes that inappropriately prescribe antipsychotics, according to written testimony obtained by the Associated Press.

The Centers for Medicare and Medicaid Services provides health coverage to nearly 80 million senior, poor or disabled Americans.

HHS Inspector General Daniel Levinson proposed that Medicare force nursing homes to pay for drugs that are prescribed inappropriately, and potentially bar nursing homes that don't use antipsychotics appropriately from Medicare.

A report by Levinson's office issued in May found that 83 percent of Medicare claims for antipsychotics were for residents with dementia, the condition specifically warned against in the drugs' labeling. Fourteen percent of all nursing home residents, nearly 305,000 patients, were prescribed antipsychotics. The HHS Inspector General's office Medicare claims during a 2007 six month period.

Doctors are permitted to prescribe drugs for off-label uses, though it is illegal for drug companies to promote uses that haven't been cleared by the FDA. In recent years several pharmaceutical companies have paid huge fines to the Department of Justice in cases involving off-label marketing of antipsychotics.

In January 2009, Eli Lilly & Co. Inc. agreed to plead guilty and pay $1.4 billion for illegal promotion of Zyprexa, including marketing to nursing home doctors. The company told its sales representatives to use the slogan "5 at 5," to persuade doctors that giving 5 milligrams of the drug at 5 p.m. would make dementia patients sleep through the night.

AstraZeneca PLC has paid nearly $600 million in two separate settlements with federal and state prosecutors over alleged off-label promotion of its drug Seroquel.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/bbd825583c8542898e6fa7d440b9febc/Article_2011-11-30-Nursing%20Homes-Psychiatric%20Drugs/id-bff01375a41e49228d40dcbd75d6a79c

office max cyber monday deals 2011 cyber monday deals 2011 real housewives of atlanta bernie fine bernie fine matt leinart

GOP bill would force action on Canada oil pipeline (AP)

WASHINGTON ? Angered by President Barack Obama's delay of a proposed oil pipeline from Canada, Senate Republicans are moving to force him to act.

A bill introduced Wednesday by 37 GOP senators, including Senate Minority Leader Mitch McConnell, would require the administration to approve the Keystone XL pipeline within 60 days, unless the president declares the project is not in the national interest.

The State Department decided on Nov. 10 to delay the project until 2013, after the presidential election, to allow the project's developer to figure out a way around Nebraska's Sandhills, an ecologically sensitive region that supplies water to eight nearby states.

McConnell, R-Ky., called the $7 billion pipeline the ultimate "shovel-ready" project and said it could create as many as 20,000 jobs.

He and other Republicans called Obama's decision to delay the project transparently political and said Obama had put his reelection above job creation.

"This is politics, pure and simple," said Sen. Lisa Murkowski, R-Alaska.

The GOP bill has little chance of approval in the Democratic-controlled Senate. But the measure illustrates Republicans' frustration over the pipeline delay and their belief that Obama is vulnerable on the jobs issue.

House Republicans are expected to highlight the jobs issue again on Friday, during a hearing before the Energy and Commerce Committee on the pipeline project. Several labor union leaders are among those scheduled to testify.

The pipeline project has divided labor groups eager for the jobs it would create from environmentalists and other traditional Democratic allies who oppose the pipeline as an ecological disaster waiting to happen.

The 1,700-mile pipeline proposed by Calgary-based TransCanada would carry as much as 700,000 barrels of oil a day from tar sands in Alberta, Canada, to refineries in Texas, passing through Montana, South Dakota, Kansas, Nebraska and Oklahoma.

Supporters say it could significantly reduce U.S. dependence on Middle Eastern oil while providing thousands of jobs. Opponents say the pipeline would bring "dirty oil" that requires huge amounts of energy to extract. They also worry about possible spills, noting that a current pipeline operated by TransCanada has had several spills in the past year.

The Senate bill's chief sponsor, Richard Lugar of Indiana, said Keystone XL presented a dramatic opportunity to boost U.S. national security and North American energy production by providing oil from the nation's closest ally and largest trading partner, Canada.

"President Obama has the opportunity to help create 20,000 jobs now. Incredibly he has delayed a decision... apparently in fear of offending a part of his political base," Lugar said.

White House spokesman Josh Earnest called that criticism off-base.

"I recognize that there are people in Washington, D.C., who want to apply a political label to every single thing that the president or other members of this administration do, but at the end of the day this is a decision that falls cleanly in line with the priorities that the president laid out" in a recent interview, Earnest said.

Obama told a Nebraska TV station that he needed to balance job creation and energy security with public health and the safety of communities along the pipeline route.

The bill's supporters include Sen. Mike Johanns, R-Neb., who had opposed an earlier plan that would have routed the pipeline through the Nebraska Sandhills, a region of porous hills that includes a high concentration of wetlands and a key aquifer.

The State Department cited the Sandhills as a key reason to delay the project. The State Department has authority over the project because it crosses a U.S. border. After the delay was announced, TransCanada agreed to divert the pipeline around the Sandhills, although an exact route has not been determined.

Last week, Nebraska Gov. Dave Heineman signed two laws aimed at oil pipelines, including one that requires state officials to conduct an environmental review of Keystone XL.

Johanns said the Senate bill would allow construction of the pipeline to begin in all states except Nebraska, where construction would be put off until an acceptable route is found and all required reviews are completed.

"The issues in Nebraska have been resolved," Johanns said, adding that the White House should not hide behind concern over the Sandhills as a reason to delay the project further.

Nebraska's other senator, Democrat Ben Nelson, called the GOP bill "well intentioned" but unnecessary. He said state officials have worked out a "good compromise" with TransCanada and the State Department that should be allowed to continue.

"If something goes awry, I can look at legislation at that time," he told reporters Wednesday.

Lugar, the senior Republican on the Senate Foreign Relations Committee, said he hopes to have a public hearing on the bill by the end of the year.

A spokeswoman for Sen. John Kerry, D-Mass., the panel's chairman, said Kerry was in contact with Lugar and "evaluating how best to move forward."

___

Matthew Daly can be followed at http://twitter.com/MatthewDalyWDC

Source: http://us.rd.yahoo.com/dailynews/rss/obama/*http%3A//news.yahoo.com/s/ap/20111130/ap_on_re_us/us_oil_pipeline

target target walmart jcpenney loft old navy cyber monday best deals

Sunday, November 27, 2011

Mars explorer 'Curiosity' set for Saturday launch

NASA's Mars explorer Curiosity, the most capable robotic rover ever built for taking the measure of a planet, is to launch Saturday morning. Curiosity?will analyze the layered terrain in Gale Crater to read in its rocks the history of the environment there.

NASA's Mars explorer Curiosity, the most capable robotic rover ever built for taking the measure of a planet, is nestled snugly in its protective fairing atop an Atlas V rocket, awaiting a 10:02 launch this morning from the Kennedy Space Center in Florida.

Skip to next paragraph

Not since the twin Viking landers touched down on the Martian surface in 1976 has an advanced robotic chemistry lab been dispatched to the planet ? a sibling of Earth that has captured the human imagination for millenniums.

Unlike Vikings 1 and 2, Curiosity will not hunt for direct evidence of life on Mars. Instead, scientists fielding the Mini Cooper-sized rover with its seven foot "neck" will analyze the layered terrain in Gale Crater to read in its rocks the history of the environment there.

IN PICTURES:?Exploring Mars

The crater's rocks show evidence of water in their distant past. And the formations appear to record a progression from wet, to occasionally wet, to dry conditions. Now researchers are hunting for clues about the broader chemical and atmospheric processes affecting the planet during these changes, conditions that could have encouraged or inhibited the possible emergence of life on Mars.

Any life that exists on Mars "will be a function of its environment," says Pamela Conrad, an astrobiologist at the Goddard Space Flight Center in Greenbelt, Md., and a deputy principal investigator for one of the soil-analysis instruments Curiosity carries.

"We can't say with any definitive knowledge that we could recognize life somewhere else in the solar system, or beyond the solar system, without being able to unbolt all the assumptions and all the experience we have" looking at life on Earth, Dr. Conrad says.

For Mars, Curiosity represents the tool that will suggest to astrobiologists how loose bolts have to be.??????

But first, Curiosity has to get there.

It's a 354-million-mile trip that begins with this morning's lift-off. Once Curiosity reaches space, the craft's Centaur upper stage will ignite and place the craft in a temporary parking orbit around Earth. Roughly 20 minutes later, the upper stage will ignite once more to send Curiosity on its way to Mars.

During the trip, scientists and engineers will make sure the 10 science instruments aboard the rover are working properly, make any course corrections that might be needed to keep Curiosity on the interplanetary not-so-straight but narrow, and plan the early stages of their exploration of Gale Crater.

Over the course of Curiosity's 98-week primary mission, the rover is expected to cover about 12 miles. But mission managers say they expect it to rack up far more than that if the mission receives extensions, according to Peter Theisinger, project manager for the Mars Science Laboratory at NASA's Jet Propulsion Laboratory in Pasadena, Calif.

Source: http://rss.csmonitor.com/~r/feeds/csm/~3/3q2i_TUq0TM/Mars-explorer-Curiosity-set-for-Saturday-launch

albert pujols bob knight bob knight